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No-Fault Auto Insurance
Some states are adopting a no fault auto insurance system which requires you to have minimum insurance in the event you're injured. Your insurance company automatically pays for your damages, regardless of who is at fault for the accident.
Momentum
The mass of an object multiplied by its velocity. It is a vectored quantity with both magnitude and direction.
Velocity
Speed and direction; used to describe a mode of functioning which is efficient and tightly aligned with conscious intention.
Reaction Time
The motorist who is not alert cannot cope with a sudden emergency as quickly as is necessary. An overly relaxed driver requires more time to react to an emergency than does an alert one.
Triangulation
Technique for scene documentation where items of evidence are located by measuring the distance between two (2) reference points.
Disregarding traffic controls
Can be going through a red light or stopping at a green light, diregarding special signals in traffic.
Excessive speed & Speeding
Speeding is defined as travelling faster than the posted speed limit, or travelling too fast for the road conditions even at speeds under the posted limit.
Blood alcohol testing
At all levels of blood alcohol concentration, the risk of being involved in a crash is greater for young people than it is for older people (Mayhew 1986). In 2001, 25% of drivers ages 15 to 20 who died in motor vehicle crashes had been drinking alcohol (NHTSA 2002b).
Actual Cash Value (ACV)
The value of your property, based on the current cost to replace it minus depreciation.
Arbitration
the hearing and settlement of a dispute between opposing parties by a third party whose decision the parties have agreed to accept.
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Did You Know?